Seller Motivation Index

How motivated is the seller — and what should you actually offer? This 0-to-100 index reads a listing's own behavior (price cuts, days on market) against its market backdrop to estimate seller motivation, a motivation-adjusted value, and a fair-offer range. Score any active listing below, or browse the counties where sellers are most motivated. A HomeStats metric — not affiliated with Reventure.

Most motivated county market Caldwell County, Texas Market SMI 82 · 53% of listings cutting · 82d DOM
Counties in motivated territory (≥50) 731 out of 1417 counties tracked (≥25 sales)
Firm seller markets (<30) 62 tight supply, few cuts — sellers hold the leverage

Score an active listing

Pick the property's county (for the market backdrop and price-per-sqft), then enter the listing's numbers. Prefilled with a live Twin Falls, ID example. Seller behavior drives 70% of the score; the market backdrop drives the rest.

0100
43 / 100
Softening

Motivated but early — room to negotiate.

Motivation-adjusted value $475,915 -6.7% vs list · $129/sf
Conservative$451,643-11.4%
Fair$475,915-6.7%
Competitive$490,192-3.9%
Likely sale$483,054-5.3%
Days on market w 0.45
24 → +11
Price-cut behavior w 0.25
87 → +21.7
Overpricing / backdrop w 0.3
28 → +8.4
Subtotal 41.1 + 2 accelerating-cadence SMI 43 / 100
Run it in your own AI

Copy it into ChatGPT, Claude, or Gemini — or hit Run on-device to compute it right here in your browser (Ask AI bubble, bottom-left). Prefilled with your inputs and this county's market backdrop.

Show / edit prompt
You are a real-estate pricing analyst. Compute the Seller Motivation Index (SMI): a 0-100 estimate of how motivated a home seller is (higher = more motivated / more buyer leverage), then give a fair-offer range. Use exactly this method and show your work.

LISTING
- Original list price: $559,000
- Current list price: $509,900
- Price cuts so far: 3
- Days on market: 44
- Size: 3,690 sqft, 7 bd / 3 ba, built 1978
- Market backdrop (the listing's county / ZIP): median days on market [look up on Redfin/Zillow], [look up]% of active listings carrying a price cut, homes sell at [look up]% of list price

METHOD - SMI = weighted sum of three 0-100 sub-scores:
1) Days on market (weight 0.45). Piecewise-linear: 14d->0, 30->15, 60->35, 90->55, 180->80, 365+->100.
2) Price-cut behavior (weight 0.25). Total % cut off the original list: 0%->0, 3%->48, 6%->68, 8.8%->82, 12%->94, 15%+->100. Then +2.5 per extra cut beyond the first (cap +6).
3) Overpricing / market backdrop (weight 0.30). List vs your fair-value estimate: at/below fair->~22, ~10% over->55, ~20%+ over->80-100. If you can't estimate fair value, use the market negotiation gap (100% minus sale-to-list %): ~1-2% under ask->~28, ~5%->~65.
SMI = 0.45*(1) + 0.25*(2) + 0.30*(3). Add +2 if there are 3+ price cuts with tightening intervals. Round to 0-100.
Bands: 0-30 Firm, 30-50 Softening, 50-70 Motivated, 70-100 Capitulating.

THEN
- Motivation-adjusted (fair) value = current list * (1 - 0.155 * SMI/100).
- Offer ranges: Conservative = fair*0.949, Fair = fair, Competitive = fair*1.030, Likely sale = midpoint of Fair and Competitive. Give each as a $ figure and as a % below the current list.
- One line on price momentum: is the list trajectory + market trending down, flat, or up?

OUTPUT: the SMI and its band, the three sub-scores with their weighted contributions, the motivation-adjusted value, the four offer figures, and the momentum line. State clearly this is an estimate, not an appraisal.

(The Seller Motivation Index is a HomeStats method - homestats.app/seller-motivation - not affiliated with Reventure.)

HomeStats' own metric — not affiliated with Reventure or any "desperation" score. Seller behavior (days on market + price-cut history) drives 70% of the index; the market backdrop drives the rest. Estimates for information only, not an appraisal or offer.

Most motivated seller markets — top 100 counties

Where sellers are cutting fastest, sitting longest, and negotiating hardest against buyers. Higher = more buyer leverage.

#CountySMIBandMedian PricePrice CutsDOMInv vs AvgSales
1 Caldwell County Texas 82 Capitulating $237,990 53% 82 +80% 47
2 Madison County North Carolina 82 Capitulating $424,000 29% 199 +43% 29
3 Llano County Texas 79 Capitulating $587,000 27% 116 +61% 52
4 Laurel County Kentucky 78 Capitulating $220,000 39% 66 +49% 48
5 Sullivan County New York 78 Capitulating $292,500 22% 142 +34% 44
6 Burnet County Texas 77 Capitulating $329,999 36% 80 +69% 63
7 Gillespie County Texas 76 Capitulating $475,000 34% 88 +24% 38
8 Grayson County Texas 76 Capitulating $315,000 38% 88 +48% 229
9 Liberty County Texas 76 Capitulating $270,000 42% 111 +16% 105
10 Sequoyah County Oklahoma 76 Capitulating $179,900 24% 114 +48% 28
11 Cooke County Texas 75 Capitulating $285,000 30% 56 +73% 41
12 Fannin County Texas 75 Capitulating $271,500 39% 65 +41% 32
13 Greene County Georgia 75 Capitulating $1,003,325 33% 89 +38% 46
14 Lincoln County Tennessee 75 Capitulating $240,000 27% 92 +39% 33
15 Anderson County Texas 74 Capitulating $215,000 28% 77 +18% 42
16 McDowell County North Carolina 74 Capitulating $273,000 31% 71 +43% 35
17 St. Martin Parish Louisiana 74 Capitulating $171,000 32% 67 +24% 28
18 Washington County Texas 74 Capitulating $288,250 26% 111 +25% 28
19 Bastrop County Texas 73 Capitulating $341,000 35% 95 +45% 108
20 Cherokee County Alabama 73 Capitulating $279,900 22% 87 +40% 31
21 DeKalb County Tennessee 73 Capitulating $299,450 29% 74 +50% 40
22 Marion County Illinois 73 Capitulating $90,750 43% 52 -3% 26
23 Miller County Missouri 73 Capitulating $258,250 26% 53 +38% 40
24 Polk County North Carolina 73 Capitulating $417,500 28% 99 +32% 26
25 Wood County Texas 73 Capitulating $225,000 26% 69 +50% 51
26 Aransas County Texas 72 Capitulating $345,000 27% 72 +44% 49
27 Grainger County Tennessee 72 Capitulating $339,500 32% 85 +43% 30
28 Henderson County Texas 72 Capitulating $276,750 32% 72 +33% 110
29 Lincoln County Oklahoma 72 Capitulating $207,999 41% 70 +34% 37
30 Waller County Texas 72 Capitulating $345,000 40% 76 +54% 175
31 Hendry County Florida 71 Capitulating $286,099 27% 90 +30% 28
32 Sevier County Tennessee 71 Capitulating $465,000 29% 66 +52% 184
33 Wood County West Virginia 71 Capitulating $192,500 28% 51 +95% 63
34 Caroline County Maryland 70 Capitulating $325,000 37% 52 +48% 30
35 Carroll County Arkansas 70 Capitulating $286,375 27% 72 +48% 31
36 Essex County New York 70 Capitulating $240,000 23% 140 +5% 33
37 Garland County Arkansas 70 Capitulating $269,000 27% 77 +48% 141
38 Hancock County Mississippi 70 Capitulating $274,500 32% 63 +28% 88
39 Henry County Tennessee 70 Capitulating $238,750 37% 62 +4% 31
40 Martin County Minnesota 70 Capitulating $146,926 34% 48 +96% 26
41 Murray County Georgia 70 Capitulating $259,894 48% 45 +29% 34
42 Okanogan County Washington 70 Capitulating $340,000 21% 76 +86% 27
43 Avery County North Carolina 69 Motivated $477,500 17% 101 +62% 32
44 Carter County Oklahoma 69 Motivated $218,000 28% 46 +52% 52
45 Clallam County Washington 69 Motivated $479,950 38% 31 +67% 96
46 Finney County Kansas 69 Motivated $225,000 32% 33 +39% 31
47 Gregg County Texas 69 Motivated $260,000 25% 70 +31% 127
48 Lincoln County North Carolina 69 Motivated $410,000 35% 74 +35% 143
49 Rockingham County North Carolina 69 Motivated $232,000 40% 51 +35% 93
50 Rockwall County Texas 69 Motivated $420,000 39% 76 +38% 192
51 Stone County Missouri 69 Motivated $387,450 28% 48 +61% 68
52 Talbot County Maryland 69 Motivated $442,500 28% 66 +55% 60
53 Warren County Tennessee 69 Motivated $260,000 29% 97 +20% 52
54 White County Georgia 69 Motivated $326,850 31% 48 +45% 46
55 Anderson County South Carolina 68 Motivated $299,995 32% 68 +50% 284
56 Atascosa County Texas 68 Motivated $275,000 50% 108 +49% 51
57 Boyd County Kentucky 68 Motivated $156,599 23% 73 +17% 53
58 Bulloch County Georgia 68 Motivated $295,000 32% 65 +46% 105
59 Cowley County Kansas 68 Motivated $134,250 36% 35 +2% 26
60 Dyer County Tennessee 68 Motivated $187,450 30% 46 +20% 32
61 Hays County Texas 68 Motivated $371,540 38% 60 +33% 395
62 McDonough County Illinois 68 Motivated $84,000 27% 58 +1% 29
63 Navarro County Texas 68 Motivated $270,000 29% 63 +28% 39
64 Washington County Virginia 68 Motivated $296,000 25% 53 +49% 57
65 Wayne County Georgia 68 Motivated $215,000 29% 59 +41% 27
66 Williamson County Texas 68 Motivated $408,000 37% 65 +37% 1046
67 Barron County Wisconsin 67 Motivated $278,000 33% 47 +39% 51
68 Brown County Texas 67 Motivated $207,000 32% 61 +30% 38
69 Cherokee County Texas 67 Motivated $275,000 35% 143 +27% 29
70 Citrus County Florida 67 Motivated $280,000 36% 68 +57% 408
71 Colleton County South Carolina 67 Motivated $290,000 22% 86 +40% 33
72 Collin County Texas 67 Motivated $476,000 39% 49 +62% 1603
73 Effingham County Georgia 67 Motivated $321,000 33% 72 +36% 111
74 Fayette County Ohio 67 Motivated $228,000 29% 60 +62% 29
75 Jasper County Georgia 67 Motivated $299,950 34% 60 +2% 28
76 Lincoln County New Mexico 67 Motivated $359,500 22% 59 +62% 31
77 Madison County Tennessee 67 Motivated $271,250 33% 40 +43% 100
78 Maui County Hawaii 67 Motivated $970,000 17% 92 +37% 108
79 Park County Colorado 67 Motivated $595,000 33% 28 +38% 51
80 Rusk County Texas 67 Motivated $219,000 27% 59 +36% 27
81 Sharp County Arkansas 67 Motivated $130,000 24% 123 +28% 25
82 Van Zandt County Texas 67 Motivated $301,745 42% 73 +31% 64
83 Wilkes County North Carolina 67 Motivated $289,285 35% 54 +37% 40
84 Wilson County Texas 67 Motivated $333,900 42% 85 +27% 63
85 Aroostook County Maine 66 Motivated $151,500 21% 67 +29% 56
86 Boone County Iowa 66 Motivated $175,000 39% 22 +27% 39
87 Box Elder County Utah 66 Motivated $420,000 38% 42 +49% 62
88 Brazoria County Texas 66 Motivated $345,000 42% 59 +19% 418
89 Campbell County Tennessee 66 Motivated $364,950 31% 113 +50% 36
90 Cherokee County South Carolina 66 Motivated $199,900 23% 57 +44% 39
91 Coos County New Hampshire 66 Motivated $262,533 17% 123 +37% 31
92 Dawson County Georgia 66 Motivated $442,000 31% 49 +54% 48
93 Garfield County Oklahoma 66 Motivated $167,500 23% 66 +30% 50
94 Grand County Colorado 66 Motivated $747,500 24% 61 +34% 66
95 Gulf County Florida 66 Motivated $466,250 28% 120 +44% 38
96 Hawaii County Hawaii 66 Motivated $470,000 24% 101 +16% 190
97 Henry County Illinois 66 Motivated $135,000 39% 41 +1% 43
98 Hernando County Florida 66 Motivated $315,000 40% 60 +17% 369
99 Hutchinson County Texas 66 Motivated $174,900 30% 47 +26% 25
100 Levy County Florida 66 Motivated $282,450 25% 76 +28% 36

Firmest seller markets — least motivated

Tight inventory, few price cuts, fast sales. Sellers here hold the leverage — expect little give on price.

#CountySMIBandMedian PricePrice CutsDOMInv vs AvgSales
1 Genesee County New York 14 Firm $225,000 17% 12 -37% 26
2 Union County New Jersey 15 Firm $714,000 14% 19 -21% 310
3 San Francisco County California 15 Firm $1,770,000 15% 16 -19% 561
4 Monroe County New York 18 Firm $300,000 15% 8 -5% 487
5 Saratoga County New York 19 Firm $516,000 16% 10 -7% 171
6 Kenosha County Wisconsin 19 Firm $366,000 13% 36 -8% 143
7 Hunterdon County New Jersey 19 Firm $620,000 14% 20 -5% 104
8 Hartford County Connecticut 19 Firm $400,500 18% 17 -19% 670
9 Essex County New Jersey 19 Firm $725,000 12% 30 -14% 466
10 Lucas County Ohio 20 Firm $210,000 40 +13% 474
11 Ozaukee County Wisconsin 21 Firm $509,950 12% 39 +3% 112
12 Marathon County Wisconsin 21 Firm $290,000 10% 49 +7% 104
13 Winnebago County Illinois 22 Firm $220,000 26% 13 -29% 285
14 Sussex County New Jersey 22 Firm $475,000 19% 21 -13% 148
15 Onondaga County New York 22 Firm $287,250 18% 19 -6% 230
16 Morris County New Jersey 22 Firm $750,000 20% 16 -12% 408
17 Boone County Illinois 22 Firm $291,800 18% 8 -7% 44
18 Wayne County New York 23 Firm $254,900 15% 9 +18% 41
19 Passaic County New Jersey 23 Firm $611,000 14% 30 -8% 249
20 Westchester County New York 24 Firm $872,500 19% 25 -8% 506
21 Washington County Wisconsin 24 Firm $430,000 12% 45 +12% 181
22 Outagamie County Wisconsin 24 Firm $357,500 13% 44 +11% 150
23 Fairfield County Connecticut 24 Firm $750,000 17% 32 -6% 729
24 Bergen County New Jersey 24 Firm $790,000 10% 63 +3% 534
25 Tolland County Connecticut 25 Firm $422,000 18% 19 -0% 113

How the index is built

  • Listing grain (the tool). Seller behavior dominates: days on market (0.45) + price-cut behavior (0.25) — magnitude of the total cut plus a bonus for repeated, accelerating cuts — + an overpricing / market-backdrop term (0.30). An accelerating-cadence adjustment adds up to +2 when a seller cuts three or more times.
  • Market grain (the leaderboard). A weighted blend of five already-synced Redfin / FHFA signals: price-cut share (0.30), days on market (0.22), inventory vs long-term average (0.18), sale-to-list negotiation gap (0.15), and price momentum (0.15).
  • Motivation-adjusted value. The score maps to an expected discount off list (calibrated so a very high score ≈ 13% below list), producing conservative / fair / competitive / likely-sale offer figures.
  • Fair-value anchor. Reuses the AVM-Lite hedonic (county price-per-sqft × bed/bath/sqft/age). Oversized or atypical homes fall back to the market negotiation gap, since price-per-sqft over-values them.
  • Volume floor. Counties with under 25 closed sales in the latest period are excluded — small samples dominate the signal below this floor.

Sources: Redfin Data Center (price cuts, DOM, inventory, sale-to-list), FHFA HPI via FRED (momentum). The Seller Motivation Index is a HomeStats metric — not affiliated with, endorsed by, or derived from Reventure App or its "Seller Desperation Score."

Listing Velocity Decay → City-grain seller-weakness score — the market-wide version of this index. AVM-Lite → County price-per-sqft × your inputs = a directional value estimate. County Distress Watch → Forced-sale pressure — HPI drawdown × delinquency × inventory surplus.