County Distress Pressure Watch

PropertyRadar charges $99–$299 a month for distressed-listing pipelines. We don't have NOD / NOS recorder feeds, but the composite question — where is forced-sale pressure building? — is answerable from publicly-published HPI drawdown, national delinquency, inventory surplus, DOM trends, and the demographic concentration of 65+ owners. Below is that composite, free.

Highest distress pressure La Paz County Arizona · Score 100 · Inventory +82% vs avg
Counties in severe distress (≥80) 111 211 more in "high" tier (70–79)
Counties tracked 3072 with current Redfin sales + ACS demographics

Top 75 counties — highest distress pressure

Distress builds slowly. Read this list as a 12–18 month watch — counties combining HPI drawdown, swelling inventory, rising DOM, and aging owner population are where forced-sale supply will land first.

# County Score Tier Median Price Price YoY Inventory DOM Spike Boomer Owner % 65+ Owner %
1 La Paz County Arizona 100 Severe $350,000 -27.1% +82% +44% 44.5% 45%
2 Jackson County Colorado 100 Severe $165,000 -33.3% +64% +91% 41.6% 42%
3 Owsley County Kentucky 100 Severe $100,000 +155% +162% 26.4% 26%
4 Webster County Kentucky 100 Severe $214,000 +217.0% +154% +72% 28.3% 28%
5 Greene County North Carolina 100 Severe $269,500 +84.9% +138% +141% 25.6% 26%
6 Jeff Davis County Texas 100 Severe $382,000 +62.6% +27% +315% 56.3% 56%
7 Kimble County Texas 100 Severe $625,000 +410.2% +60% +102% 44.5% 45%
8 Newton County Texas 100 Severe $99,500 -28.9% +182% +94% 33.1% 33%
9 Sabine County Texas 100 Severe $290,000 +93.5% +298% -24% 40.5% 40%
10 Hinsdale County Colorado 99 Severe $190,000 -64.8% +49% +423% 43.3% 43%
11 Mason County Texas 98 Severe $185,000 -40.4% +58% +94% 40.7% 41%
12 Thomas County Kansas 97 Severe $175,000 +214% +41% 23.8% 24%
13 Wahkiakum County Washington 97 Severe $452,000 -28.1% +68% +43% 42.8% 43%
14 Terrell County Texas 96 Severe $115,000 +71% -1% 50.5% 51%
15 Cameron Parish Louisiana 95 Severe $260,000 -22.4% +101% +87% 28.4% 28%
16 Hamilton County Texas 95 Severe $255,000 -33.8% +52% +83% 39.6% 40%
17 Pawnee County Nebraska 94 Severe $240,844 +270.5% +78% +477% 37.1% 37%
18 Martin County Texas 94 Severe $302,000 +129% +220% 16.7% 17%
19 McMullen County Texas 94 Severe $659,000 +50% +168% 38.7% 39%
20 Piute County Utah 94 Severe $295,000 +11.3% +96% -61% 57.3% 57%
21 Goliad County Texas 93 Severe $316,000 +1.9% +69% +102% 32.8% 33%
22 Wayne County Utah 93 Severe $401,500 -29.3% +106% +54% 27.0% 27%
23 Cleburne County Arkansas 92 Severe $347,500 +21.9% +79% +54% 35.6% 36%
24 Dolores County Colorado 92 Severe $538,240 +31% +44% 44.8% 45%
25 Sumter County Florida 92 Severe $345,000 +4.5% +17% -12% 65.5% 65%
26 Hickman County Kentucky 92 Severe $125,000 +101.6% +90% +65% 31.9% 32%
27 Mills County Texas 92 Severe $239,500 +84.2% +31% +293% 42.5% 43%
28 Huerfano County Colorado 91 Severe $250,000 +0.0% +17% +73% 44.2% 44%
29 Edwards County Kansas 91 Severe $80,000 +83% +84% 32.2% 32%
30 Pamlico County North Carolina 91 Severe $382,500 +23.4% +78% +15% 41.5% 42%
31 Pickett County Tennessee 91 Severe $203,550 +39.1% +67% +57% 35.9% 36%
32 Yancey County North Carolina 90 Severe $337,500 +3.1% +66% +71% 32.6% 33%
33 Grant County Oklahoma 90 Severe $164,500 +37.7% +89% +37% 32.0% 32%
34 Edwards County Texas 90 Severe $55,000 -8% +107% 50.8% 51%
35 Fergus County Montana 89 Severe $77,500 +123% +12% 29.0% 29%
36 Real County Texas 89 Severe $442,000 +67% -37% 53.9% 54%
37 Pacific County Washington 89 Severe $391,900 +9.8% +77% -6% 43.9% 44%
38 Citrus County Florida 88 Severe $280,000 +0.9% +57% +2% 46.8% 47%
39 Clinch County Georgia 88 Severe $152,500 -64.5% +97% +95% 22.6% 23%
40 Teton County Montana 88 Severe $401,184 -11.2% +68% +152% 30.7% 31%
41 Brunswick County North Carolina 88 Severe $396,900 +1.8% +59% +24% 41.9% 42%
42 Ottawa County Oklahoma 88 Severe $195,000 +131.5% +91% +81% 24.2% 24%
43 Lake County Oregon 88 Severe $275,000 +369.7% +64% +66% 30.3% 30%
44 Routt County Colorado 87 Severe $1,547,500 +75.5% +80% +96% 22.1% 22%
45 Ness County Kansas 87 Severe $240,000 +132% -9% 31.4% 31%
46 Martin County North Carolina 87 Severe $183,496 +20.3% +55% +80% 32.5% 33%
47 Clay County Tennessee 87 Severe $315,000 -25.9% +51% +56% 37.1% 37%
48 Jefferson County Washington 87 Severe $585,000 -14.6% +99% -46% 45.5% 46%
49 Tucker County West Virginia 87 Severe $225,000 -37.0% +67% +113% 34.9% 35%
50 Custer County Colorado 86 Severe $357,000 -45.3% +64% +31% 33.4% 33%
51 Clay County Georgia 86 Severe $165,000 +20% +193% 41.6% 42%
52 Nance County Nebraska 86 Severe $83,950 +84% +111% 27.8% 28%
53 Richardson County Nebraska 86 Severe $45,000 +78% +150% 28.9% 29%
54 Alleghany County North Carolina 86 Severe $290,000 -22.7% +55% +37% 37.5% 38%
55 Jones County North Carolina 86 Severe $279,000 +23.5% +59% +92% 30.7% 31%
56 Angelina County Texas 86 Severe $275,000 +2.3% +120% +21% 21.5% 21%
57 Fayette County Texas 86 Severe $275,000 -16.7% +35% +101% 35.0% 35%
58 Hemphill County Texas 86 Severe $147,000 -38.8% +284% -20% 23.1% 23%
59 Lemhi County Idaho 85 Severe $495,000 +21.6% +22% +67% 38.6% 39%
60 Montgomery County Iowa 85 Severe $127,500 -32.5% +71% +93% 29.2% 29%
61 Hodgeman County Kansas 85 Severe $100,000 +57% +68% 33.8% 34%
62 Claiborne County Mississippi 85 Severe $112,500 -6.3% +58% +70% 32.6% 33%
63 Quitman County Georgia 84 Severe $190,000 +5% +371% 44.4% 44%
64 Fremont County Idaho 84 Severe $850,000 +61.9% +54% +142% 29.0% 29%
65 Mahnomen County Minnesota 84 Severe $227,000 +42.3% +81% +95% 25.1% 25%
66 Northampton County North Carolina 84 Severe $149,000 -71.7% +66% +32% 34.5% 34%
67 Red River County Texas 84 Severe $131,850 -12.1% +43% +88% 30.7% 31%
68 Okanogan County Washington 84 Severe $340,000 -19.4% +86% +16% 31.1% 31%
69 Chouteau County Montana 83 Severe $230,000 +0.0% +53% +81% 30.1% 30%
70 Frontier County Nebraska 83 Severe $141,400 -14.3% +51% +76% 33.5% 34%
71 Columbus County North Carolina 83 Severe $255,000 +16.7% +51% +80% 30.0% 30%
72 Gates County North Carolina 83 Severe $302,500 +10.0% +92% +2% 32.7% 33%
73 Madison County North Carolina 83 Severe $424,000 -13.5% +43% +116% 32.0% 32%
74 Steele County North Dakota 83 Severe $575,000 +50% +63% 32.4% 32%
75 Menard County Texas 83 Severe $175,000 +144% 41.7% 42%

Most resilient counties — lowest distress pressure

Tight inventory, falling DOM, strong HPI growth, younger owner mix. These markets will hold prices longest under macro stress.

# County Score Tier Median Price Price YoY Inventory DOM Spike Boomer Owner %
1 North Slope Borough Alaska 0 Resilient $385,000 -60% -91% 15.0%
2 Aleutians West Census Area Alaska 0 Resilient $480,000 -63% -91% 11.7%
3 Scott County Kansas 7 Resilient $190,000 -4.5% -65% -80% 17.2%
4 Richland County Montana 10 Resilient $322,950 -18.2% -76% -88% 20.5%
5 Wabash County Illinois 11 Resilient $152,450 +509.8% -73% -86% 27.0%
6 Lake and Peninsula Borough Alaska 11 Resilient $275,000 -20% -53% 15.8%
7 Dickey County North Dakota 12 Resilient $105,950 -76% -75% 23.9%
8 Lea County New Mexico 12 Resilient $279,950 +2.9% -59% -43% 17.3%
9 Anchorage Borough Alaska 12 Resilient $455,500 +3.5% -19% -50% 16.2%
10 Wayne County Nebraska 13 Resilient $164,978 -26.7% -68% -50% 24.5%
11 Pierce County Nebraska 14 Resilient $330,000 +14.8% -77% -39% 25.6%
12 Seward County Kansas 14 Resilient $48,000 -71.6% -36% -52% 16.0%
13 Geary County Kansas 14 Resilient $235,000 +17.5% -23% -48% 12.3%
14 Lawrence County Illinois 14 Resilient $158,750 +13.4% -64% -73% 27.5%
15 Fairbanks North Star Borough Alaska 14 Resilient $345,000 -3.9% -41% -22% 17.3%
16 Bethel Census Area Alaska 14 Resilient $353,000 -31.1% -15% -86% 17.2%
17 Elliott County Kentucky 15 Resilient $340,000 -83% -73% 31.2%
18 Sherman County Kansas 15 Resilient $140,000 -50% -58% 21.3%
19 Kingman County Kansas 16 Resilient $152,000 -1.9% -54% -65% 23.1%
20 Glascock County Georgia 16 Resilient $175,000 -25.5% -63% -69% 22.3%
21 Taylor County Georgia 17 Resilient $195,000 +77.4% -62% -41% 21.1%
22 Columbia County Georgia 17 Resilient $361,500 -3.1% -59% -59% 22.1%
23 Essex County New Jersey 18 Resilient $725,000 +3.9% -14% -36% 13.3%
24 Pendleton County Kentucky 18 Resilient $195,000 -3.5% -46% -51% 23.4%
25 Saline County Kansas 18 Resilient $214,000 +4.4% -42% -45% 21.1%
26 Mitchell County Kansas 18 Resilient $50,000 -68.3% -49% -75% 23.4%
27 Linn County Iowa 18 Resilient $225,000 -6.3% -38% -51% 20.6%
28 Taylor County Texas 19 Resilient $289,900 +8.4% -46% -58% 18.9%
29 Dallam County Texas 19 Resilient $160,000 +6.7% -33% -40% 12.7%
30 Schenectady County New York 19 Resilient $300,000 +3.8% -17% -59% 20.3%

Method & honest limits

  • This isn't a foreclosure feed. True NOD / NOS / lis pendens require county recorder scraping. We don't run that. PropertyRadar / ATTOM / DataTree do, and that's why they charge.
  • HPI drawdown weighted heavily. The 2007–2009 cycle showed peak-to-trough HPI drawdown leads forced-sale supply by 18-24 months.
  • Boomer-owner concentration. ACS B25007 data + ownership rates indicate that markets with 25%+ boomer-aged owners face an estate-sale + health-event supply pipeline that demographics make unavoidable.
  • State-level HPI. FHFA quarterly HPI is state-grain only for free; sub-state HPI drawdown signals require paid data. Our county scores all share the parent-state HPI signal.
  • National delinquency rate. FRED DRSFRMACBS gives the U.S. baseline — sub-state mortgage delinquency requires MBA NDS or CoreLogic LP (paid).

Sources: FHFA House Price Index via FRED, FRED DRSFRMACBS, Redfin Data Center, U.S. Census ACS B25007. Methodology composed by HomeStats.

Velocity Decay → Where sellers weaken before headline prices flip. Supply Pipeline → 12-mo permit growth — what's coming online next year. Public JSON API → All county distress signals via free JSON. No auth, free.