HomeStats Analytics
Reventure, AirDNA, PropertyRadar, and First Street's Risk Factor all sell subscriptions. The directional question each of them answers — buyer leverage, STR viability, distress pressure, climate-adjusted insurance — is mostly answerable from public data. Below are 37 composite analytics pages we built on the BLS / Census / FEMA / FRED / NAIC / EPA / NOAA / Redfin pipeline, all free. If you came from one of those tools, here is how HomeStats compares to Reventure, metric by metric.
Buyer-leverage signals
Where sellers are weakening before headline prices catch up — early warnings for buyers shopping in 2026.
Seller Motivation Index Score any active listing 0-100 from its price cuts + days on market, with a fair-offer range. Plus the counties where sellers are most motivated. Biggest Market Movers What changed most in the latest refresh — biggest recent shifts in price, days on market, inventory, and price cuts. Cooling vs heating fastest. Listing Velocity Decay 4,300+ city composite of seller weakness — price drops, DOM spike, inventory surplus, sale-to-list gap. County Distress Pressure Forced-sale pipeline pressure — HPI drawdown × delinquency × boomer concentration × inventory surplus. Vacancy Absorption Months or years to clear vacant stock at current sales velocity. Distinguishes vacation vacancy from oversupply. Permit Pipeline 12-month vs preceding 12-month state permits. Forward-looking inventory pressure 12-18 months out. Months of Supply by State Active inventory divided by homes sold, per state and per high-volume county, read against the conventional 3-month and 6-month bands. Price Cuts by State Share of active listings carrying a seller price reduction, by state and by county. Redfin's raw price-drop field, no composite, no weighting.
Valuation + forecast
Where prices sit against income and rent today, and where the trailing trend plus the FHFA long-run anchor puts them in five years.
Most Overvalued Markets Price-to-income and price-to-rent by state and county, benchmarked against the cross-sectional median. Printed formula, disclosed denominator. Home Price Forecast by State Five-year median-price projection per state with a confidence band and a published one-year hindcast error, so you can see how wrong the method was last time. Methodology Every formula on the site in one place, the shared overvaluation benchmark, and an honest list of the known defects in our own data.
Climate & insurance
The bills, exclusions, and coverage gaps the carriers price into 2026 homeownership.
10-Year Insurance Projection Climate-adjusted 5 / 10-year homeowners premium per state. NAIC × FEMA NRI compounded. Insurance Availability Stress Where carriers are paused / restricted. Curated CA / FL / LA / coastal flag list. Auto + Home Combo Burden NAIC auto + home premiums summed; combined as share of median household income. Flood Coverage Gap NFIP policy density vs flood hazard rating. Underinsured high-hazard pockets. Hazard Peril Breakdown FEMA NRI 18-peril decomposition. Top 3 high-severity perils per state. Disaster Declaration Frequency FEMA recent vs total declarations. Per-capita normalized + climate-acceleration gap. NOAA Storm Frequency Per-state aggregate of NOAA Storm Events Database (tornado, hail, wind, flood, winter, heat). Heat-Stress Days Estimated days above 90°F per state from NOAA climate normals + humidity.
Cost of living + carry
What the bills actually run when the mortgage is just one of seven line items.
True Annual Carrying Cost Property tax + insurance + utilities + electricity + healthcare + auto + groceries + childcare summed. Property Tax Burden Tax Foundation rate × Redfin median = annual tax dollars + share of income. Annual Energy Cost Typical-home kWh × EIA per-kWh price × 12 with NOAA climate context. Internet + Phone Cost BroadbandNow + BLS CPI telephone services per state. Healthcare Premium KFF employer single + family premium contribution + share of income. Childcare Burden Child Care Aware infant + preschool annual cost + share of state median income. Renovation Labor Cost BLS OES trade hourly × NAHB project hours + BEA-RPP-adjusted materials. Five projects.
Investor + market structure
Buy-and-hold, STR, AVM, investor-share. The structural picture every paid investor tool charges for.
Investor Activity Pressure County-level structural proxy for investor / non-owner-occupied housing pressure. STR-vs-LTR Viability 4,300+ city composite blending leisure-employment share, price premium, and rent yield. AVM-Lite (Address Estimator) County PPSF × bed/bath/sqft hedonic adjustments → estimated value with confidence band. Occupation Affordability BLS OES wages tested against 28% DTI × Goldman/OpenAI AI exposure tier. Renter Cost Burden ZORI rent vs ACS median income. Where renting exceeds HUD's 30% threshold.
Demographic + community context
Migration, generations, crime, water, wellness. Geography signals you can't price but should know.
State Migration Leaderboard IRS SOI net flow per state with per-capita normalization + top inbound/outbound names. Generation Pulse Millennial-vs-boomer owner concentration per county. Age-cohort migration when ACS B07001 syncs. Pre-1940 Housing Stock Counties by ACS B25034 pre-1940 share. Knob-and-tube / lead / asbestos territory. Crime-Adjusted Price FBI UCR violent + property composite weighted 4:1 → crime discount/premium per state. Drinking Water Safety EPA SDWIS violation counts per state with health-based subset and per-capita rate. Community Wellness Context CDC WISQARS suicide rate with crime + healthcare + age context. Sober public-health framing.