Crime-Adjusted Home Price by State

Median home price + crime context = honest price discovery. A $400k home in a state with 4x national-average violent crime is not the same product as a $400k home in a state with 0.5x. We adjust each state's median home price by an FBI UCR composite (violent weighted 4x, property 1x) to reveal the implied "low-crime equivalent" — the price you'd theoretically pay for the same home in a national-average crime zone.

Highest crime-adjusted priceMassachusetts$609,400 adjusted · $688,100 headline · violent rate 308/100k
Lowest crime-adjusted priceArkansas$132,343 adjusted · $275,500 headline · violent rate 672/100k
U.S. crime benchmark700 stress scoreviolent 380 + property 2000 (weighted)

States by crime-adjusted home price

High adjusted price = the headline median undersells what you're paying for, because crime stress is below national. Low adjusted price = the headline median is overstating the real-world value because crime stress is above national.

#StateMedian HomeViolent /100kProperty /100kCrime StressAdjusted PriceImplied Adj.
1 Massachusetts $688,100 308 1,320 510 $609,400 +11.4%
2 New Hampshire $537,900 147 1,250 368 $581,424 -8.1%
3 New Jersey $579,900 195 1,380 432 $570,126 +1.7%
4 California $887,400 442 2,491 852 $548,843 +38.2%
5 Rhode Island $536,900 200 1,460 452 $513,429 +4.4%
6 New York $620,500 364 1,450 581 $504,354 +18.7%
7 Maine $439,200 109 1,310 349 $488,620 -11.3%
8 Hawaii $741,300 255 2,910 786 $486,782 +34.3%
9 Connecticut $498,000 183 1,538 454 $474,932 +4.6%
10 Vermont $448,400 173 1,380 414 $452,016 -0.8%
11 Virginia $499,300 208 1,640 494 $451,330 +9.6%
12 Idaho $503,400 227 1,610 504 $449,694 +10.7%
13 Wyoming $464,500 216 1,720 517 $408,070 +12.1%
14 Washington $651,800 324 3,190 897 $387,581 +40.5%
15 Utah $560,200 260 2,630 734 $386,726 +31.0%
16 Oregon $525,500 292 2,910 816 $335,752 +36.1%
17 Colorado $617,000 492 3,180 1030 $329,795 +46.5%
18 Montana $528,600 453 2,510 864 $323,331 +38.8%
19 Maryland $477,300 454 2,190 801 $309,018 +35.3%
20 Nevada $481,200 460 2,380 844 $299,680 +37.7%
21 Wisconsin $361,600 295 1,740 584 $292,963 +19.0%
22 Florida $421,500 384 2,142 736 $290,518 +31.1%
23 Pennsylvania $330,200 306 1,510 547 $279,560 +15.3%
24 Minnesota $372,300 280 2,150 654 $279,026 +25.1%
25 Arizona $453,800 485 2,718 932 $262,182 +42.2%
26 North Carolina $397,600 398 2,360 790 $260,015 +34.6%
27 South Dakota $346,600 399 1,730 665 $256,686 +25.9%
28 Georgia $389,000 400 2,560 832 $244,874 +37.1%
29 Illinois $337,900 415 1,810 694 $242,844 +28.1%
30 Delaware $384,500 424 2,542 848 $238,693 +37.9%
31 Kentucky $284,400 260 1,780 564 $235,877 +17.1%
32 Nebraska $319,100 310 2,120 672 $234,632 +26.5%
33 North Dakota $311,200 283 2,180 662 $231,154 +25.7%
34 South Carolina $394,000 530 2,930 1010 $213,798 +45.7%
35 Texas $356,100 446 2,650 887 $213,636 +40.0%
36 West Virginia $265,200 355 1,630 610 $208,584 +21.3%
37 Tennessee $413,200 673 2,850 1108 $208,326 +49.6%
38 Ohio $282,600 310 2,160 680 $206,063 +27.1%
39 Kansas $316,300 390 2,430 798 $205,390 +35.1%
40 Michigan $297,900 450 1,930 746 $203,246 +31.8%
41 Iowa $258,700 302 1,920 626 $199,967 +22.7%
42 Mississippi $284,300 291 2,490 731 $196,884 +30.7%
43 Indiana $287,300 394 2,250 765 $192,413 +33.0%
44 Alaska $427,100 838 3,283 1327 $186,042 +56.4%
45 Alabama $312,600 454 2,832 930 $180,903 +42.1%
46 New Mexico $395,500 781 3,410 1307 $174,471 +55.9%
47 Missouri $297,500 543 2,830 1000 $162,644 +45.3%
48 Oklahoma $264,600 458 2,810 928 $153,277 +42.1%
49 Louisiana $269,000 639 3,090 1129 $133,622 +50.3%
50 Arkansas $275,500 672 3,198 1177 $132,343 +52.0%

Method & honest limits

  • Crime stress = (violent × 4 + property × 1) / 5. Violent weighted 4x property because the disutility cost of a violent crime is overwhelmingly larger; this matches academic hedonic-pricing literature.
  • Adjustment = median ÷ max(0.5, stressRatio + 0.4). States with crime stress 4x national divide median by 1.4 (a 29% mark-down); states with stress 0.3x national divide by 0.7 (a 43% premium). Floor 0.5 prevents negative adjustments at zero-crime hypotheticals.
  • State-grain only. A state's median masks the spread — crime varies more across ZIPs in a single state than between national averages. Use as state-of-state framing, not parcel underwriting.
  • FBI UCR voluntary reporting. Some agencies submit incomplete data; rates can fluctuate ±10% year-to-year for that reason alone.

Sources: FBI Crime Data Explorer, Redfin Data Center.