Illinois Housing Market
Neutral (Score: 55/100)Median Sale Price
$314,900
+6.8% YoY
Active Inventory
28,976
Days on Market
51 days
Price Drops
17.0%
Demographics & Economics
Source: U.S. Census ACSPopulation
12,692,653
Median Household Income
$81,702
Census Median Home Value
$250,500
Homeownership Rate
66.8%
Vacancy Rate
8.1%
Price-to-Income Ratio
3.9x
Affordability: The median home in Illinois costs 3.9x the median household income.
Cost of Living & Safety
Sources: HUD, BEA, FBI UCRCost of Living Index
99.958
0.0% below national avg
Cost context: Illinois has a Regional Price Parity of 99.958 (national average = 100).
Costs are near the national average.
Environment & Risk
Sources: EPA, FEMA NRI, FEMA NFIPOverall Risk Rating
Relatively High
EAL Score
94.6
expected annual loss index
Expected Annual Loss
$6,410,338,020
from natural hazards
earthquake
hurricane
tornado
flooding
coastal Flooding
wildfire
heat Wave
cold Wave
drought
hail
winter Weather
strong Wind
lightning
Water Violations
501
total SDWIS violations
Flood Insurance Policies
625,210
active NFIP policies
Flood Claims Filed
52,700
historical NFIP claims
Water quality note: EPA SDWIS tracks regulatory violations for public water systems. For the most current and detailed tap water quality in your area with stricter health-based guidelines, visit the EWG Tap Water Database.
Price Trend
Inventory Trend
55
Neutral
0 50 100
Illinois Market Score: 55/100
This score reflects how buyer- or seller-friendly the Illinois market is right now, based on days on market, price cuts, sale-to-list ratio, inventory levels, and year-over-year price movement.
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