New York Housing Market
Neutral (Score: 55/100)Median Sale Price
$599,200
+10.0% YoY
Active Inventory
31,210
Days on Market
57 days
Price Drops
18.8%
Demographics & Economics
Source: U.S. Census ACSPopulation
19,872,319
Median Household Income
$84,578
Census Median Home Value
$403,000
Homeownership Rate
54.3%
Vacancy Rate
10.2%
Price-to-Income Ratio
7.1x
Affordability: The median home in New York costs 7.1x the median household income.
This is above the historically affordable threshold of 3-4x income, suggesting stretched affordability.
Cost of Living & Safety
Sources: HUD, BEA, FBI UCRCost of Living Index
107.921
7.9% above national avg
Cost context: New York has a Regional Price Parity of 107.921 (national average = 100).
Higher cost of living means incomes need to be proportionally higher to maintain purchasing power.
Environment & Risk
Sources: EPA, FEMA NRI, FEMA NFIPOverall Risk Rating
Relatively Moderate
EAL Score
89.3
expected annual loss index
Expected Annual Loss
$4,272,807,885
from natural hazards
earthquake
hurricane
tornado
flooding
coastal Flooding
wildfire
heat Wave
cold Wave
drought
hail
winter Weather
strong Wind
lightning
Water Violations
501
total SDWIS violations
Flood Insurance Policies
2,655,006
active NFIP policies
Flood Claims Filed
175,218
historical NFIP claims
Water quality note: EPA SDWIS tracks regulatory violations for public water systems. For the most current and detailed tap water quality in your area with stricter health-based guidelines, visit the EWG Tap Water Database.
Price Trend
Inventory Trend
55
Neutral
0 50 100
New York Market Score: 55/100
This score reflects how buyer- or seller-friendly the New York market is right now, based on days on market, price cuts, sale-to-list ratio, inventory levels, and year-over-year price movement.
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