Colorado Housing Market
Buyer-Friendly (Score: 70/100)Median Sale Price
$604,300
-3.4% YoY
Active Inventory
25,180
Days on Market
45 days
Price Drops
30.7%
Demographics & Economics
Source: U.S. Census ACSPopulation
5,810,774
Median Household Income
$92,470
Census Median Home Value
$502,200
Homeownership Rate
66.3%
Vacancy Rate
8.6%
Price-to-Income Ratio
6.5x
Affordability: The median home in Colorado costs 6.5x the median household income.
This is above the historically affordable threshold of 3-4x income, suggesting stretched affordability.
Cost of Living & Safety
Sources: HUD, BEA, FBI UCRCost of Living Index
103.052
3.1% above national avg
Cost context: Colorado has a Regional Price Parity of 103.052 (national average = 100).
Costs are near the national average.
Environment & Risk
Sources: EPA, FEMA NRI, FEMA NFIPOverall Risk Rating
Relatively Moderate
EAL Score
55.4
expected annual loss index
Expected Annual Loss
$2,080,908,844
from natural hazards
earthquake
tornado
flooding
wildfire
heat Wave
cold Wave
drought
hail
winter Weather
strong Wind
lightning
Water Violations
501
total SDWIS violations
Flood Insurance Policies
305,230
active NFIP policies
Flood Claims Filed
5,778
historical NFIP claims
Water quality note: EPA SDWIS tracks regulatory violations for public water systems. For the most current and detailed tap water quality in your area with stricter health-based guidelines, visit the EWG Tap Water Database.
Price Trend
Inventory Trend
70
Buyer-Friendly
0 50 100
Colorado Market Score: 70/100
This score reflects how buyer- or seller-friendly the Colorado market is right now, based on days on market, price cuts, sale-to-list ratio, inventory levels, and year-over-year price movement.
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