Virginia Housing Market
Buyer-Friendly (Score: 60/100)Median Sale Price
$464,200
+1.2% YoY
Active Inventory
20,711
Days on Market
41 days
Price Drops
23.6%
Demographics & Economics
Source: U.S. Census ACSPopulation
8,657,499
Median Household Income
$90,974
Census Median Home Value
$360,700
Homeownership Rate
67.2%
Vacancy Rate
9.0%
Price-to-Income Ratio
5.1x
Affordability: The median home in Virginia costs 5.1x the median household income.
This is above the historically affordable threshold of 3-4x income, suggesting stretched affordability.
Cost of Living & Safety
Sources: HUD, BEA, FBI UCRCost of Living Index
101.104
1.1% above national avg
Cost context: Virginia has a Regional Price Parity of 101.104 (national average = 100).
Costs are near the national average.
Environment & Risk
Sources: EPA, FEMA NRI, FEMA NFIPOverall Risk Rating
Relatively Low
EAL Score
53.6
expected annual loss index
Expected Annual Loss
$1,978,483,785
from natural hazards
earthquake
hurricane
tornado
flooding
coastal Flooding
wildfire
heat Wave
cold Wave
drought
hail
winter Weather
strong Wind
lightning
Water Violations
501
total SDWIS violations
Flood Insurance Policies
1,634,889
active NFIP policies
Flood Claims Filed
50,564
historical NFIP claims
Water quality note: EPA SDWIS tracks regulatory violations for public water systems. For the most current and detailed tap water quality in your area with stricter health-based guidelines, visit the EWG Tap Water Database.
Price Trend
Inventory Trend
60
Buyer-Friendly
0 50 100
Virginia Market Score: 60/100
This score reflects how buyer- or seller-friendly the Virginia market is right now, based on days on market, price cuts, sale-to-list ratio, inventory levels, and year-over-year price movement.
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