Alabama Housing Market
Buyer-Friendly (Score: 60/100)Median Sale Price
$300,300
+8.6% YoY
Active Inventory
22,194
Days on Market
69 days
Price Drops
23.6%
Demographics & Economics
Source: U.S. Census ACSPopulation
5,054,253
Median Household Income
$62,027
Census Median Home Value
$195,100
Homeownership Rate
69.9%
Vacancy Rate
15.0%
Price-to-Income Ratio
4.8x
Affordability: The median home in Alabama costs 4.8x the median household income.
Cost of Living & Safety
Sources: HUD, BEA, FBI UCRCost of Living Index
88.823
11.2% below national avg
Cost context: Alabama has a Regional Price Parity of 88.823 (national average = 100).
Living costs are meaningfully below the national average, making take-home pay stretch further here.
Environment & Risk
Sources: EPA, FEMA NRI, FEMA NFIPOverall Risk Rating
Relatively Moderate
EAL Score
62.5
expected annual loss index
Expected Annual Loss
$2,505,515,599
from natural hazards
earthquake
hurricane
tornado
flooding
coastal Flooding
wildfire
heat Wave
cold Wave
drought
hail
winter Weather
strong Wind
lightning
Water Violations
501
total SDWIS violations
Flood Insurance Policies
680,234
active NFIP policies
Flood Claims Filed
44,864
historical NFIP claims
Water quality note: EPA SDWIS tracks regulatory violations for public water systems. For the most current and detailed tap water quality in your area with stricter health-based guidelines, visit the EWG Tap Water Database.
Price Trend
Inventory Trend
60
Buyer-Friendly
0 50 100
Alabama Market Score: 60/100
This score reflects how buyer- or seller-friendly the Alabama market is right now, based on days on market, price cuts, sale-to-list ratio, inventory levels, and year-over-year price movement.
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