Iowa Housing Market
Buyer-Friendly (Score: 60/100)Median Sale Price
$251,300
+8.1% YoY
Active Inventory
8,819
Days on Market
72 days
Price Drops
24.5%
Demographics & Economics
Source: U.S. Census ACSPopulation
3,195,937
Median Household Income
$73,147
Census Median Home Value
$195,900
Homeownership Rate
71.5%
Vacancy Rate
8.6%
Price-to-Income Ratio
3.4x
Affordability: The median home in Iowa costs 3.4x the median household income.
This is within a historically affordable range relative to local incomes.
Cost of Living & Safety
Sources: HUD, BEA, FBI UCRCost of Living Index
87.762
12.2% below national avg
Cost context: Iowa has a Regional Price Parity of 87.762 (national average = 100).
Living costs are meaningfully below the national average, making take-home pay stretch further here.
Environment & Risk
Sources: EPA, FEMA NRI, FEMA NFIPOverall Risk Rating
Relatively Low
EAL Score
51.8
expected annual loss index
Expected Annual Loss
$1,834,453,443
from natural hazards
earthquake
hurricane
tornado
flooding
wildfire
heat Wave
cold Wave
drought
hail
winter Weather
strong Wind
lightning
Water Violations
501
total SDWIS violations
Flood Insurance Policies
231,801
active NFIP policies
Flood Claims Filed
14,748
historical NFIP claims
Water quality note: EPA SDWIS tracks regulatory violations for public water systems. For the most current and detailed tap water quality in your area with stricter health-based guidelines, visit the EWG Tap Water Database.
Price Trend
Inventory Trend
60
Buyer-Friendly
0 50 100
Iowa Market Score: 60/100
This score reflects how buyer- or seller-friendly the Iowa market is right now, based on days on market, price cuts, sale-to-list ratio, inventory levels, and year-over-year price movement.
AI Market Analyst
Powered by your LLMSelect a persona, then copy the generated prompt into ChatGPT, Claude, Gemini, or any AI for instant expert analysis pre-loaded with live data.