South Dakota Housing Market
Buyer-Friendly (Score: 65/100)Median Sale Price
$318,400
+1.1% YoY
Active Inventory
2,569
Days on Market
85 days
Price Drops
17.6%
Demographics & Economics
Source: U.S. Census ACSPopulation
899,194
Median Household Income
$72,421
Census Median Home Value
$236,800
Homeownership Rate
68.6%
Vacancy Rate
10.9%
Price-to-Income Ratio
4.4x
Affordability: The median home in South Dakota costs 4.4x the median household income.
Cost of Living & Safety
Sources: HUD, BEA, FBI UCRCost of Living Index
88.586
11.4% below national avg
Cost context: South Dakota has a Regional Price Parity of 88.586 (national average = 100).
Living costs are meaningfully below the national average, making take-home pay stretch further here.
Environment & Risk
Sources: EPA, FEMA NRI, FEMA NFIPOverall Risk Rating
Relatively Low
EAL Score
26.8
expected annual loss index
Expected Annual Loss
$768,341,198
from natural hazards
earthquake
tornado
flooding
wildfire
heat Wave
cold Wave
drought
hail
winter Weather
strong Wind
lightning
Water Violations
501
total SDWIS violations
Flood Insurance Policies
75,627
active NFIP policies
Flood Claims Filed
4,017
historical NFIP claims
Water quality note: EPA SDWIS tracks regulatory violations for public water systems. For the most current and detailed tap water quality in your area with stricter health-based guidelines, visit the EWG Tap Water Database.
Price Trend
Inventory Trend
65
Buyer-Friendly
0 50 100
South Dakota Market Score: 65/100
This score reflects how buyer- or seller-friendly the South Dakota market is right now, based on days on market, price cuts, sale-to-list ratio, inventory levels, and year-over-year price movement.
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