Massachusetts Housing Market
Neutral (Score: 55/100)Median Sale Price
$645,500
+2.0% YoY
Active Inventory
9,948
Days on Market
31 days
Price Drops
19.1%
Demographics & Economics
Source: U.S. Census ACSPopulation
6,992,395
Median Household Income
$101,341
Census Median Home Value
$525,800
Homeownership Rate
62.6%
Vacancy Rate
8.4%
Price-to-Income Ratio
6.4x
Affordability: The median home in Massachusetts costs 6.4x the median household income.
This is above the historically affordable threshold of 3-4x income, suggesting stretched affordability.
Cost of Living & Safety
Sources: HUD, BEA, FBI UCRCost of Living Index
105.757
5.8% above national avg
Cost context: Massachusetts has a Regional Price Parity of 105.757 (national average = 100).
Higher cost of living means incomes need to be proportionally higher to maintain purchasing power.
Environment & Risk
Sources: EPA, FEMA NRI, FEMA NFIPOverall Risk Rating
Relatively Low
EAL Score
42.9
expected annual loss index
Expected Annual Loss
$1,478,044,953
from natural hazards
earthquake
hurricane
tornado
flooding
coastal Flooding
wildfire
heat Wave
cold Wave
drought
hail
winter Weather
strong Wind
lightning
Water Violations
501
total SDWIS violations
Flood Insurance Policies
805,312
active NFIP policies
Flood Claims Filed
35,366
historical NFIP claims
Water quality note: EPA SDWIS tracks regulatory violations for public water systems. For the most current and detailed tap water quality in your area with stricter health-based guidelines, visit the EWG Tap Water Database.
Price Trend
Inventory Trend
55
Neutral
0 50 100
Massachusetts Market Score: 55/100
This score reflects how buyer- or seller-friendly the Massachusetts market is right now, based on days on market, price cuts, sale-to-list ratio, inventory levels, and year-over-year price movement.
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