Hawaii Housing Market
Buyer-Friendly (Score: 70/100)Median Sale Price
$772,300
-1.3% YoY
Active Inventory
6,483
Days on Market
104 days
Price Drops
17.6%
Demographics & Economics
Source: U.S. Census ACSPopulation
1,445,635
Median Household Income
$98,317
Census Median Home Value
$808,200
Homeownership Rate
62.5%
Vacancy Rate
13.4%
Price-to-Income Ratio
7.9x
Affordability: The median home in Hawaii costs 7.9x the median household income.
This is above the historically affordable threshold of 3-4x income, suggesting stretched affordability.
Cost of Living & Safety
Sources: HUD, BEA, FBI UCRCost of Living Index
109.951
10.0% above national avg
Cost context: Hawaii has a Regional Price Parity of 109.951 (national average = 100).
Higher cost of living means incomes need to be proportionally higher to maintain purchasing power.
Environment & Risk
Sources: EPA, FEMA NRI, FEMA NFIPOverall Risk Rating
Relatively Low
EAL Score
35.7
expected annual loss index
Expected Annual Loss
$1,075,536,231
from natural hazards
earthquake
hurricane
tornado
flooding
coastal Flooding
wildfire
heat Wave
cold Wave
drought
hail
winter Weather
strong Wind
lightning
Water Violations
501
total SDWIS violations
Flood Insurance Policies
291,328
active NFIP policies
Flood Claims Filed
6,233
historical NFIP claims
Water quality note: EPA SDWIS tracks regulatory violations for public water systems. For the most current and detailed tap water quality in your area with stricter health-based guidelines, visit the EWG Tap Water Database.
Price Trend
Inventory Trend
70
Buyer-Friendly
0 50 100
Hawaii Market Score: 70/100
This score reflects how buyer- or seller-friendly the Hawaii market is right now, based on days on market, price cuts, sale-to-list ratio, inventory levels, and year-over-year price movement.
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