Rhode Island Housing Market
Neutral (Score: 45/100)Median Sale Price
$535,700
+11.1% YoY
Active Inventory
1,507
Days on Market
42 days
Price Drops
15.3%
Demographics & Economics
Source: U.S. Census ACSPopulation
1,095,371
Median Household Income
$86,372
Census Median Home Value
$368,800
Homeownership Rate
63.2%
Vacancy Rate
9.8%
Price-to-Income Ratio
6.2x
Affordability: The median home in Rhode Island costs 6.2x the median household income.
This is above the historically affordable threshold of 3-4x income, suggesting stretched affordability.
Cost of Living & Safety
Sources: HUD, BEA, FBI UCRCost of Living Index
102.28
2.3% above national avg
Cost context: Rhode Island has a Regional Price Parity of 102.28 (national average = 100).
Costs are near the national average.
Environment & Risk
Sources: EPA, FEMA NRI, FEMA NFIPOverall Risk Rating
Very Low
EAL Score
7.1
expected annual loss index
Expected Annual Loss
$216,763,372
from natural hazards
earthquake
hurricane
tornado
flooding
coastal Flooding
wildfire
heat Wave
cold Wave
drought
hail
winter Weather
strong Wind
lightning
Water Violations
501
total SDWIS violations
Flood Insurance Policies
207,860
active NFIP policies
Flood Claims Filed
7,022
historical NFIP claims
Water quality note: EPA SDWIS tracks regulatory violations for public water systems. For the most current and detailed tap water quality in your area with stricter health-based guidelines, visit the EWG Tap Water Database.
Price Trend
Inventory Trend
45
Neutral
0 50 100
Rhode Island Market Score: 45/100
This score reflects how buyer- or seller-friendly the Rhode Island market is right now, based on days on market, price cuts, sale-to-list ratio, inventory levels, and year-over-year price movement.
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