North Dakota Housing Market
Neutral (Score: 40/100)Median Sale Price
$312,200
+13.0% YoY
Active Inventory
974
Days on Market
73 days
Price Drops
16.7%
Demographics & Economics
Source: U.S. Census ACSPopulation
779,361
Median Household Income
$75,949
Census Median Home Value
$241,100
Homeownership Rate
63.4%
Vacancy Rate
13.3%
Price-to-Income Ratio
4.1x
Affordability: The median home in North Dakota costs 4.1x the median household income.
Cost of Living & Safety
Sources: HUD, BEA, FBI UCRCost of Living Index
88.959
11.0% below national avg
Cost context: North Dakota has a Regional Price Parity of 88.959 (national average = 100).
Living costs are meaningfully below the national average, making take-home pay stretch further here.
Environment & Risk
Sources: EPA, FEMA NRI, FEMA NFIPOverall Risk Rating
Very Low
EAL Score
21.4
expected annual loss index
Expected Annual Loss
$565,396,603
from natural hazards
earthquake
tornado
flooding
wildfire
heat Wave
cold Wave
drought
hail
winter Weather
strong Wind
lightning
Water Violations
501
total SDWIS violations
Flood Insurance Policies
197,006
active NFIP policies
Flood Claims Filed
13,307
historical NFIP claims
Water quality note: EPA SDWIS tracks regulatory violations for public water systems. For the most current and detailed tap water quality in your area with stricter health-based guidelines, visit the EWG Tap Water Database.
Price Trend
Inventory Trend
40
Neutral
0 50 100
North Dakota Market Score: 40/100
This score reflects how buyer- or seller-friendly the North Dakota market is right now, based on days on market, price cuts, sale-to-list ratio, inventory levels, and year-over-year price movement.
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