Minnesota Housing Market
Buyer-Friendly (Score: 65/100)Median Sale Price
$355,900
-0.6% YoY
Active Inventory
12,022
Days on Market
44 days
Price Drops
24.3%
Demographics & Economics
Source: U.S. Census ACSPopulation
5,713,716
Median Household Income
$87,556
Census Median Home Value
$305,500
Homeownership Rate
72.4%
Vacancy Rate
9.4%
Price-to-Income Ratio
4.1x
Affordability: The median home in Minnesota costs 4.1x the median household income.
Cost of Living & Safety
Sources: HUD, BEA, FBI UCRCost of Living Index
98.621
1.4% below national avg
Cost context: Minnesota has a Regional Price Parity of 98.621 (national average = 100).
Costs are near the national average.
Environment & Risk
Sources: EPA, FEMA NRI, FEMA NFIPOverall Risk Rating
Relatively Moderate
EAL Score
66.1
expected annual loss index
Expected Annual Loss
$2,581,628,065
from natural hazards
earthquake
hurricane
tornado
flooding
coastal Flooding
wildfire
heat Wave
cold Wave
drought
hail
winter Weather
strong Wind
lightning
Water Violations
501
total SDWIS violations
Flood Insurance Policies
180,682
active NFIP policies
Flood Claims Filed
12,470
historical NFIP claims
Water quality note: EPA SDWIS tracks regulatory violations for public water systems. For the most current and detailed tap water quality in your area with stricter health-based guidelines, visit the EWG Tap Water Database.
Price Trend
Inventory Trend
65
Buyer-Friendly
0 50 100
Minnesota Market Score: 65/100
This score reflects how buyer- or seller-friendly the Minnesota market is right now, based on days on market, price cuts, sale-to-list ratio, inventory levels, and year-over-year price movement.
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