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Get an instant deferred-maintenance scorecard, era-hazard flags, region-specific risks, PITI estimate, and one-click cross-checks against every major listing site + government parcel records.

Property details

URLs don't include year built — grab it from the listing's "Property details" panel and type / drag here.

Price / sqft $225
Est. PITI / mo $2,872 P&I $2,335 · Tax $413 · Ins $125
Deferred-maintenance budget $92,700 If every aging+past-life system needed work
Maintenance reserve $488/mo 1.3% of value/yr (age-scaled)
10-yr total cost of ownership $436,694 Carry $403,194 + closing $13,500 + capex $20,000

Age-of-systems scorecard built 1985 · 41 yrs old

Default ages are derived from the year built. If a system was replaced more recently, type the install year in the box and the row recalculates instantly. Costs scale with sqft for envelope items (siding, stucco, paint, windows) and HVAC + water heater double on homes ≥ 4,500 sqft.

Roof Past-life
11 years past expected life — assume replacement needed
Est. replacement $13,000 ($8,000–$25,000 typical)
Furnace / heating Past-life
16 years past expected life — assume replacement needed
Est. replacement $7,000 ($4,000–$12,000 typical)
Air conditioning (compressor) Past-life
24 years past expected life — assume replacement needed
Est. replacement $7,500 ($4,500–$12,000 typical)
Water heater Past-life
29 years past expected life — assume replacement needed
Est. replacement $2,200 ($1,200–$4,500 typical)
Electrical panel + service Aging
up to 19 years; budget for replacement soon
Est. replacement $3,500 ($1,500–$8,000 typical)
Plumbing supply lines Mid-life
9-34 years remaining
Est. replacement $8,000 ($4,000–$18,000 typical)
Windows Past-life
11 years past expected life — assume replacement needed
Est. replacement $10,000 ($8,000–$30,000 typical)
Siding / cladding Past-life
1 years past expected life — assume replacement needed
Est. replacement $14,000 ($10,000–$80,000 typical)
Stucco (if applicable) Aging
up to 9 years; budget for replacement soon
Est. replacement $20,000 ($8,000–$60,000 typical)
Gutter system Past-life
11 years past expected life — assume replacement needed
Est. replacement $3,000 ($1,500–$6,000 typical)
Exterior paint / finish Past-life
26 years past expected life — assume replacement needed
Est. replacement $6,000 ($4,000–$18,000 typical)
Foundation Fresh
59-109 years remaining
Est. replacement $15,000 ($5,000–$50,000 typical)
Sewer lateral Mid-life
9-34 years remaining
Est. replacement $7,000 ($3,000–$15,000 typical)
Driveway Aging
up to 19 years; budget for replacement soon
Est. replacement $6,500 ($3,000–$14,000 typical)
Deck / exterior wood Past-life
16 years past expected life — assume replacement needed
Est. replacement $18,000 ($8,000–$40,000 typical)

30-yr CapEx replacement schedule major components only

Year-by-year forecast of when each component will likely cross its expected service life and need replacement. The first 10 years drive the all-in cost of ownership panel below.

2035 Stucco (if applicable) $20,000
2045 Electrical panel + service · Driveway $10,000

Era-specific hazards flagged for build year 1985

Polybutylene plumbing possible

Polybutylene supply lines fail catastrophically (multiple class-action settlements). Insurance carriers may surcharge or non-renew. Total repipe ~$4-15K.

Source: CPSC + class action history, https://www.cpsc.gov/
Federal Pacific (FPE) Stab-Lok panel possible

FPE panels documented to fail to trip on overcurrent → fire hazard. Insurance carriers often refuse coverage until panel is replaced. ~$2-5K.

Source: CPSC, https://www.cpsc.gov/
Galvanized steel supply lines possible

Internal corrosion reduces flow + leaches metal. Plan for repipe within 25-50 yrs of build.

Source: NAHB + EPA Drinking Water Distribution

Cross-check this address

Open the same address on every major listing aggregator + government parcel record in one click. These are best-effort search URLs — paste a listing URL above to get an exact deep-link for the source site.

Zillow Redfin Realtor.com Trulia Homes.com

Government records

FEMA Flood Map FBI Crime Explorer USDA Loan Eligibility NCES Schools EPA EnviroFacts FCC Broadband USGS Earthquakes Sex Offender (NSOPW)

Cited methodology: NAHB Life Expectancy of Home Components 2007/2024, Angi Cost Guides, IRS Pub 946, EPA Lead RRP, CPSC alerts (FPE / aluminum wiring / polybutylene), III + III state insurance data. This is informational, not an inspection — use a licensed home inspector + appropriate professionals before any purchase decision. Comp / parcel deep-links are search shortcuts; verify everything on the destination site.