Median Sale Price
$145,000
-33.8% YoY
Active Inventory
Days on Market
47 days
Price Drops
34.1%

Single-Family vs. Condo

Source: Redfin (property-type breakdown)
Single-Family Median
$145,000
-16.7% YoY

Buyer vs. Seller Market Indicators

Latest month — Redfin
Months of Supply
2.9 mo
Seller market

Inventory ÷ monthly sales. Below 3 = strong seller market; 3-6 balanced; above 6 = buyer market.

What does your sqft target cost in Linn County, Kansas?

$102/sqft median (Redfin)
+$0 adj
+$0 adj
optional
Estimated price
$203,226
Above median range (+40% vs median)
Region median
$145,000
all homes
Price-tier reverse lookup — what sqft does each price band buy?
$600,000
≈ 5,905 sqft
$1,200,000
≈ 11,810 sqft
$2,000,000
≈ 19,683 sqft
$5,000,000
≈ 49,206 sqft

Estimate = (median $/sqft × your sqft) + bed/bath/lot adjustments. Bed and bath adjustments use Appraisal Institute / Fannie Mae standard rules of thumb (~$15K/extra bedroom, ~$20K/extra bathroom vs. a 3bd/2ba baseline; half-bath = half adj). Lot premium is a $1.50/sqft heuristic beyond a 6,000 sqft baseline — accuracy varies sharply by urban infill vs. acreage market. Quality, condition, year built, and HOA are not modeled here. For a deeper county-level hedonic AVM, see AVM Lite.

Rent + invest vs. buy + own — backtested

15-yr rolling history · S&P 500
Property type:
Upfront capital committed (both paths): $33K = 20% down + 3% closing on a $145K home
BUY + OWN
Median ending wealth $127K $78K real
Net gain on $33K upfront: $94K
Range: $127K → $127K
Wealth = home value (appreciated at 3%/yr) − remaining mortgage − 6% selling cost. Gain = wealth − upfront. Leveraged appreciation on full $145K asset comes from the 20% down.
RENT + INVEST
Median ending portfolio $-19K $-11K real
Net gain on $33K contributed: $-53K
Range: $-89K → $139K
Same upfront cash + each year's (own − rent) surplus invested in S&P 500 at actual annual returns. Median renter contributed $33K total.
Median wealth delta: $147K in favor of BUY + OWN
What if you'd started in a recent year? (most-recent 15yr window: 2011–2025)
WindowBuy wealthBuy gainRent wealthRent gainWealth delta
2011–2025$127K$94K$22K$-11K$105K buy
2010–2024$127K$94K$25K$-8K$102K buy
2009–2023$127K$94K$47K$14K$80K buy
2008–2022$127K$94K$-54K$-87K$181K buy
2007–2021$127K$94K$-77K$-110K$204K buy
2006–2020$127K$94K$-59K$-92K$186K buy
2005–2019$127K$94K$-60K$-93K$187K buy
2004–2018$127K$94K$-48K$-81K$175K buy

Educational tool, not investment or real-estate advice. Past performance does not guarantee future results. Backtests use actual annual total returns including dividends from S&P 500 (Damodaran (NYU Stern) annual total return (with dividends), 1957-present.).

Buyer model: 30-yr fixed mortgage, P&I + property tax + insurance + maintenance (1% of value/yr) + HOA. Selling cost = 6%. Investor model: down payment + annual cashflow surplus invested in the chosen index at that calendar year's actual return.

Tax model: pre-tax comparison. Toggle "after-tax mode" to apply MID, SALT, LTCG, and the Sec 121 capital-gains exclusion.

This calculator does not adjust for: PMI (assumed 20%+ down), differential transaction costs by state, lifestyle factors (commute, schools, kids), illiquidity / forced-sale risk, or insurance availability constraints (e.g., FL/CA wildfire). Consult a fiduciary advisor and tax professional before acting on any of this.

Market Pressure Signals

Derived from Redfin trend
DOM vs. 24-Mo Avg
-27.0%
currently 47 days
Long-Term Avg DOM
64 days

Mortgage & Price Stress

State HPI + national delinquency
State HPI YoY
+4.2%
positive — appreciating
State HPI vs. Peak
0.0%
at or near peak peak 2025-10-01
National Mortgage Delinquency
1.89%
benchmark — 2026-01-01 county-grain delinquency requires paid data

State-grain HPI YoY + drawdown from peak is the cleanest free price-stress proxy. The national delinquency rate gives the macro mortgage-stress backdrop. True county-level mortgage delinquency lives in paid datasets (MBA NDS, CoreLogic LP).

Value Ratios

Median home price ÷ county median income
Value / Income
2.5×
bargain
Median Household Income
$59,200
Census ACS B19013

Historically affordable markets sit at 3–4× income; over 5× is stretched, over 6× is severely overvalued. Lower ratios point to bargain opportunities.

Housing Stock & Owners

Census ACS 5-year (B19013, B01003, B25002, B25003, B25034, B25007)
Population
9,723
total residents
Total Housing Units
5,180
all units, occupied + vacant
Vacancy Rate
17.0%
high vacancy
Homeownership Rate
79.5%
of occupied units owner-occupied
Boomer Owners (65+)
28.7%
of homeowner households
Millennial / Gen-X Owners (35-54)
5.7%
of homeowner households
Pre-1949 Housing Stock
22.2%
structures built before 1949

When boomer-owner share is high, expect more inventory hitting the market over the next decade as homes transition. High vacancy + high old-stock often signals deferred-maintenance markets where buyers can negotiate.

Net Migration (IRS Tax Returns)

IRS Statistics of Income — Migration Data
Net Migration
+116
gaining people (2022–2023)
Inbound Returns
158
304 people moved in
Outbound Returns
106
188 people moved out
Net Returns
+52
household-filer basis

Top 5 Origins (where movers came from)

  1. Johnson, Kansas — 86 returns
  2. Miami, Kansas — 49 returns
  3. Bourbon, Kansas — 23 returns

Top 5 Destinations (where movers went)

  1. Johnson, Kansas — 42 returns
  2. Miami, Kansas — 41 returns
  3. Bourbon, Kansas — 23 returns

IRS Statistics of Income tracks county-to-county migration via tax-return change-of-address. Net migration uses the exemption count (a proxy for people, including dependents). True net flow can lag by 1–2 years vs. real-time movements.

Who's Moving In (Census ACS)

Source: Census ACS B07001 (5-year)
Inbound Movers (1 yr)
630
6.54% of pop. — moved here from outside the county
From Other States
188
1.95% of pop. — interstate inbound
From Abroad
moved into the county from outside the U.S.
Same House 1 Year Ago
88%
stable residents

Census ACS asks where people lived 1 year ago, so this counts inbound movers but does not show outbound — true net migration would require IRS SOI parsing.

Trends

Up to 5 years of monthly data

Median Sale Price

Trailing 12 months

Days on Market

Trailing 12 months

Looking for state-level data? See Kansas statewide stats →

Verify any number on this page: data sources, formulas, and cross-references →