Median Sale Price
$375,000
Active Inventory
208
Days on Market
14 days
Price Drops
27.9%

Single-Family vs. Condo

Source: Redfin (property-type breakdown)
Single-Family Median
$390,000
+11.1% YoY
Condo / Co-op Median
$335,000
-16.2% YoY
SFR vs. Condo YoY Gap
+27.3%
SFR outperforming condos
DOM: SFR vs. Condo
12d / 40d
SFR / Condo

Buyer vs. Seller Market Indicators

Latest month — Redfin
Months of Supply
1.9 mo
Seller market

Inventory ÷ monthly sales. Below 3 = strong seller market; 3-6 balanced; above 6 = buyer market.

Sale-to-List Ratio
102.5%
Bidding-war territory

Median closing price ÷ original list price. Above 100% = homes routinely closing above asking.

% Sold Above List
61%
Highly competitive

Share of closed sales priced above asking. The single cleanest read on bidder competition.

What does your sqft target cost in Windham County, Connecticut?

$238/sqft median (Redfin)
+$0 adj
+$0 adj
optional
Estimated price
$475,096
Above median (+27% vs median)
Region median
$375,000
all homes
Price-tier reverse lookup — what sqft does each price band buy?
$600,000
≈ 2,526 sqft
$1,200,000
≈ 5,052 sqft
$2,000,000
≈ 8,419 sqft
$5,000,000
≈ 21,048 sqft

Estimate = (median $/sqft × your sqft) + bed/bath/lot adjustments. Bed and bath adjustments use Appraisal Institute / Fannie Mae standard rules of thumb (~$15K/extra bedroom, ~$20K/extra bathroom vs. a 3bd/2ba baseline; half-bath = half adj). Lot premium is a $1.50/sqft heuristic beyond a 6,000 sqft baseline — accuracy varies sharply by urban infill vs. acreage market. Quality, condition, year built, and HOA are not modeled here. For a deeper county-level hedonic AVM, see AVM Lite.

Rent + invest vs. buy + own — backtested

15-yr rolling history · S&P 500
Property type:
Upfront capital committed (both paths): $86K = 20% down + 3% closing on a $375K home
BUY + OWN
Median ending wealth $329K $201K real
Net gain on $86K upfront: $243K
Range: $329K → $329K
Wealth = home value (appreciated at 3%/yr) − remaining mortgage − 6% selling cost. Gain = wealth − upfront. Leveraged appreciation on full $375K asset comes from the 20% down.
RENT + INVEST
Median ending portfolio $654K $442K real
Net gain on $204K contributed: $450K
Range: $297K → $1.78M
Same upfront cash + each year's (own − rent) surplus invested in S&P 500 at actual annual returns. Median renter contributed $204K total.
Median wealth delta: $325K in favor of RENT + INVEST
What if you'd started in a recent year? (most-recent 15yr window: 2011–2025)
WindowBuy wealthBuy gainRent wealthRent gainWealth delta
2011–2025$329K$243K$980K$776K$651K rent
2010–2024$329K$243K$1.00M$798K$673K rent
2009–2023$329K$243K$972K$768K$643K rent
2008–2022$329K$243K$634K$430K$305K rent
2007–2021$329K$243K$817K$613K$488K rent
2006–2020$329K$243K$703K$498K$373K rent
2005–2019$329K$243K$628K$423K$298K rent
2004–2018$329K$243K$518K$314K$189K rent

Educational tool, not investment or real-estate advice. Past performance does not guarantee future results. Backtests use actual annual total returns including dividends from S&P 500 (Damodaran (NYU Stern) annual total return (with dividends), 1957-present.).

Buyer model: 30-yr fixed mortgage, P&I + property tax + insurance + maintenance (1% of value/yr) + HOA. Selling cost = 6%. Investor model: down payment + annual cashflow surplus invested in the chosen index at that calendar year's actual return.

Tax model: pre-tax comparison. Toggle "after-tax mode" to apply MID, SALT, LTCG, and the Sec 121 capital-gains exclusion.

This calculator does not adjust for: PMI (assumed 20%+ down), differential transaction costs by state, lifestyle factors (commute, schools, kids), illiquidity / forced-sale risk, or insurance availability constraints (e.g., FL/CA wildfire). Consult a fiduciary advisor and tax professional before acting on any of this.

Market Pressure Signals

Derived from Redfin trend
Inventory vs. Long-Term Avg
-2.5%
roughly balanced
DOM vs. 24-Mo Avg
-48.5%
currently 14 days
Long-Term Avg Inventory
213
Long-Term Avg DOM
27 days

Mortgage & Price Stress

State HPI + national delinquency
State HPI YoY
+6.6%
positive — appreciating
State HPI vs. Peak
0.0%
at or near peak peak 2026-01-01
National Mortgage Delinquency
1.89%
benchmark — 2026-01-01 county-grain delinquency requires paid data

State-grain HPI YoY + drawdown from peak is the cleanest free price-stress proxy. The national delinquency rate gives the macro mortgage-stress backdrop. True county-level mortgage delinquency lives in paid datasets (MBA NDS, CoreLogic LP).

Trends

Up to 5 years of monthly data

Median Sale Price

Trailing 12 months

Active Inventory

Trailing 12 months

Days on Market

Trailing 12 months

Looking for state-level data? See Connecticut statewide stats →

Verify any number on this page: data sources, formulas, and cross-references →