Median Sale Price
$402,000
+16.5% YoY
Active Inventory
Days on Market
26 days
Price Drops
23.1%

Single-Family vs. Condo

Source: Redfin (property-type breakdown)
Single-Family Median
$402,000
+13.1% YoY

Buyer vs. Seller Market Indicators

Latest month — Redfin
Months of Supply
2.1 mo
Seller market

Inventory ÷ monthly sales. Below 3 = strong seller market; 3-6 balanced; above 6 = buyer market.

What does your sqft target cost in Raymore, Missouri?

$174/sqft median (Redfin)
+$0 adj
+$0 adj
optional
Estimated price
$347,150
Below median (-14% vs median)
Region median
$402,000
all homes
Price-tier reverse lookup — what sqft does each price band buy?
$600,000
≈ 3,457 sqft
$1,200,000
≈ 6,913 sqft
$2,000,000
≈ 11,522 sqft
$5,000,000
≈ 28,806 sqft

Estimate = (median $/sqft × your sqft) + bed/bath/lot adjustments. Bed and bath adjustments use Appraisal Institute / Fannie Mae standard rules of thumb (~$15K/extra bedroom, ~$20K/extra bathroom vs. a 3bd/2ba baseline; half-bath = half adj). Lot premium is a $1.50/sqft heuristic beyond a 6,000 sqft baseline — accuracy varies sharply by urban infill vs. acreage market. Quality, condition, year built, and HOA are not modeled here. For a deeper county-level hedonic AVM, see AVM Lite.

Rent + invest vs. buy + own — backtested

15-yr rolling history · S&P 500
Property type:
Upfront capital committed (both paths): $92K = 20% down + 3% closing on a $402K home
BUY + OWN
Median ending wealth $353K $216K real
Net gain on $92K upfront: $261K
Range: $353K → $353K
Wealth = home value (appreciated at 3%/yr) − remaining mortgage − 6% selling cost. Gain = wealth − upfront. Leveraged appreciation on full $402K asset comes from the 20% down.
RENT + INVEST
Median ending portfolio $752K $508K real
Net gain on $246K contributed: $506K
Range: $346K → $2.02M
Same upfront cash + each year's (own − rent) surplus invested in S&P 500 at actual annual returns. Median renter contributed $246K total.
Median wealth delta: $399K in favor of RENT + INVEST
What if you'd started in a recent year? (most-recent 15yr window: 2011–2025)
WindowBuy wealthBuy gainRent wealthRent gainWealth delta
2011–2025$353K$261K$1.12M$878K$771K rent
2010–2024$353K$261K$1.15M$903K$796K rent
2009–2023$353K$261K$1.11M$864K$757K rent
2008–2022$353K$261K$741K$496K$388K rent
2007–2021$353K$261K$957K$712K$604K rent
2006–2020$353K$261K$821K$576K$468K rent
2005–2019$353K$261K$735K$489K$382K rent
2004–2018$353K$261K$607K$361K$254K rent

Educational tool, not investment or real-estate advice. Past performance does not guarantee future results. Backtests use actual annual total returns including dividends from S&P 500 (Damodaran (NYU Stern) annual total return (with dividends), 1957-present.).

Buyer model: 30-yr fixed mortgage, P&I + property tax + insurance + maintenance (1% of value/yr) + HOA. Selling cost = 6%. Investor model: down payment + annual cashflow surplus invested in the chosen index at that calendar year's actual return.

Tax model: pre-tax comparison. Toggle "after-tax mode" to apply MID, SALT, LTCG, and the Sec 121 capital-gains exclusion.

This calculator does not adjust for: PMI (assumed 20%+ down), differential transaction costs by state, lifestyle factors (commute, schools, kids), illiquidity / forced-sale risk, or insurance availability constraints (e.g., FL/CA wildfire). Consult a fiduciary advisor and tax professional before acting on any of this.

Cost-of-living escalation — Missouri (7 categories)

7-yr trajectories · state-grain (no city-grain data published)
Electricity (residential) latest 2025 · ¢/kWh
13.42¢
+2.7% YoY +29.3% since 2019
19
20
21
22
23
24
25
~$121/mo at 900 kWh
🔥
Natural gas (residential) latest 2025 · $/mo
$94
+2.9% YoY +35.0% since 2019
19
20
21
22
23
24
25
monthly bill at typical 60 therms
🛒
Groceries (food at home) latest 2025 · $/mo
$568
+2.5% YoY +33.6% since 2019
19
20
21
22
23
24
25
BLS CPI food-at-home, RPP-adjusted
🏠
Homeowners insurance latest 2025 · $/yr
$2,598
+7.5% YoY +72.1% since 2019
19
20
21
22
23
24
25
NAIC HO-3 statewide avg
🏥
Health insurance (family contribution) latest 2025 · $/yr
$6,375
+5.2% YoY +30.7% since 2019
19
20
21
22
23
24
25
KFF family worker share
🚗
Auto insurance latest 2025 · $/yr
$2,062
+6.7% YoY +64.1% since 2019
19
20
21
22
23
24
25
state avg full-coverage
👶
Childcare (infant, center) latest 2025 · $/yr
$11,310
+5.0% YoY +27.1% since 2019
19
20
21
22
23
24
25
Child Care Aware annual report

Trajectories anchor each state's most recent published value to the corresponding national YoY pattern (electricity → EIA, natural gas → EIA, groceries → BLS CPI food-at-home, homeowners insurance → NAIC, healthcare → KFF Employer Health Benefits, auto insurance → BLS CPI motor vehicle insurance, childcare → Child Care Aware "Price of Care"). City-grain data is not published for any of these categories — Raymore inherits Missouri's state-level series. Per-household costs vary by provider, plan, household size, and usage.

Who lives here

Census ACS 5-year (place-level)
Population
23,849
Median Household Income
$103,158
3.9× home price
Owner-Occupied
78.2%
Vacancy Rate
2.6%

1.0% of housing was built before 1950 — older stock often means smaller bedrooms, deferred maintenance, and 1-bath layouts.

Market Pressure Signals

Derived from Redfin trend
DOM vs. 24-Mo Avg
-39.3%
currently 26 days
Long-Term Avg DOM
43 days

Value / Rent

state ZORI mean (city rent unavailable from public sources)
Value / Rent
30.7×
overpriced vs rent

City rent data isn't published in Zillow's public CSVs. We use the state-level ZORI mean as the rent reference. The state-level rent is a useful approximation for big metros within a state but can mislead in extreme outlier cities.

Trends

Up to 5 years of monthly data

Median Sale Price

Trailing 12 months

Days on Market

Trailing 12 months

State-level data: Missouri statewide stats →

Verify any number on this page: data sources, formulas, and cross-references →