Median Sale Price
$421,000
+40.4% YoY
Active Inventory
1,835
Days on Market
42 days
Price Drops
18.1%

Single-Family vs. Condo

Source: Redfin (property-type breakdown)
Single-Family Median
$463,500
+11.4% YoY
Condo / Co-op Median
$295,000
+6.3% YoY
SFR vs. Condo YoY Gap
+5.1%
SFR outperforming condos
DOM: SFR vs. Condo
39d / 48d
SFR / Condo

Buyer vs. Seller Market Indicators

Latest month — Redfin
Months of Supply
2.5 mo
Seller market

Inventory ÷ monthly sales. Below 3 = strong seller market; 3-6 balanced; above 6 = buyer market.

Sale-to-List Ratio
102.2%
Bidding-war territory

Median closing price ÷ original list price. Above 100% = homes routinely closing above asking.

% Sold Above List
58%
Highly competitive

Share of closed sales priced above asking. The single cleanest read on bidder competition.

What does your sqft target cost in New Haven County, Connecticut?

$253/sqft median (Redfin)
+$0 adj
+$0 adj
optional
Estimated price
$506,510
Above median (+20% vs median)
Region median
$421,000
all homes
Price-tier reverse lookup — what sqft does each price band buy?
$600,000
≈ 2,369 sqft
$1,200,000
≈ 4,738 sqft
$2,000,000
≈ 7,897 sqft
$5,000,000
≈ 19,743 sqft

Estimate = (median $/sqft × your sqft) + bed/bath/lot adjustments. Bed and bath adjustments use Appraisal Institute / Fannie Mae standard rules of thumb (~$15K/extra bedroom, ~$20K/extra bathroom vs. a 3bd/2ba baseline; half-bath = half adj). Lot premium is a $1.50/sqft heuristic beyond a 6,000 sqft baseline — accuracy varies sharply by urban infill vs. acreage market. Quality, condition, year built, and HOA are not modeled here. For a deeper county-level hedonic AVM, see AVM Lite.

Rent + invest vs. buy + own — backtested

15-yr rolling history · S&P 500
Property type:
Upfront capital committed (both paths): $97K = 20% down + 3% closing on a $421K home
BUY + OWN
Median ending wealth $370K $226K real
Net gain on $97K upfront: $273K
Range: $370K → $370K
Wealth = home value (appreciated at 3%/yr) − remaining mortgage − 6% selling cost. Gain = wealth − upfront. Leveraged appreciation on full $421K asset comes from the 20% down.
RENT + INVEST
Median ending portfolio $820K $554K real
Net gain on $275K contributed: $545K
Range: $381K → $2.19M
Same upfront cash + each year's (own − rent) surplus invested in S&P 500 at actual annual returns. Median renter contributed $275K total.
Median wealth delta: $451K in favor of RENT + INVEST
What if you'd started in a recent year? (most-recent 15yr window: 2011–2025)
WindowBuy wealthBuy gainRent wealthRent gainWealth delta
2011–2025$370K$273K$1.23M$951K$856K rent
2010–2024$370K$273K$1.25M$977K$883K rent
2009–2023$370K$273K$1.21M$932K$837K rent
2008–2022$370K$273K$817K$542K$447K rent
2007–2021$370K$273K$1.06M$781K$686K rent
2006–2020$370K$273K$905K$630K$535K rent
2005–2019$370K$273K$811K$536K$441K rent
2004–2018$370K$273K$669K$394K$299K rent

Educational tool, not investment or real-estate advice. Past performance does not guarantee future results. Backtests use actual annual total returns including dividends from S&P 500 (Damodaran (NYU Stern) annual total return (with dividends), 1957-present.).

Buyer model: 30-yr fixed mortgage, P&I + property tax + insurance + maintenance (1% of value/yr) + HOA. Selling cost = 6%. Investor model: down payment + annual cashflow surplus invested in the chosen index at that calendar year's actual return.

Tax model: pre-tax comparison. Toggle "after-tax mode" to apply MID, SALT, LTCG, and the Sec 121 capital-gains exclusion.

This calculator does not adjust for: PMI (assumed 20%+ down), differential transaction costs by state, lifestyle factors (commute, schools, kids), illiquidity / forced-sale risk, or insurance availability constraints (e.g., FL/CA wildfire). Consult a fiduciary advisor and tax professional before acting on any of this.

Market Pressure Signals

Derived from Redfin trend
Inventory vs. Long-Term Avg
-0.7%
roughly balanced
DOM vs. 24-Mo Avg
-9.6%
currently 42 days
Long-Term Avg Inventory
1,849
Long-Term Avg DOM
47 days

Mortgage & Price Stress

State HPI + national delinquency
State HPI YoY
+6.6%
positive — appreciating
State HPI vs. Peak
0.0%
at or near peak peak 2026-01-01
National Mortgage Delinquency
1.89%
benchmark — 2026-01-01 county-grain delinquency requires paid data

State-grain HPI YoY + drawdown from peak is the cleanest free price-stress proxy. The national delinquency rate gives the macro mortgage-stress backdrop. True county-level mortgage delinquency lives in paid datasets (MBA NDS, CoreLogic LP).

Trends

Up to 5 years of monthly data

Median Sale Price

Trailing 12 months

Active Inventory

Trailing 12 months

Days on Market

Trailing 12 months

Looking for state-level data? See Connecticut statewide stats →

Verify any number on this page: data sources, formulas, and cross-references →