Median Sale Price
$680,000
low-volume — YoY suppressed
Active Inventory
2
Days on Market
468 days
Price Drops

Single-Family vs. Condo

Source: Redfin (property-type breakdown)
Single-Family Median
$680,000

Buyer vs. Seller Market Indicators

Latest month — Redfin
Months of Supply
2.0 mo
Seller market

Inventory ÷ monthly sales. Below 3 = strong seller market; 3-6 balanced; above 6 = buyer market.

Sale-to-List Ratio
97.8%
At asking

Median closing price ÷ original list price. Above 100% = homes routinely closing above asking.

% Sold Above List
0%
Buyer-favorable

Share of closed sales priced above asking. The single cleanest read on bidder competition.

Rent + invest vs. buy + own — backtested

15-yr rolling history · S&P 500
Property type:
Upfront capital committed (both paths): $156K = 20% down + 3% closing on a $680K home
BUY + OWN
Median ending wealth $597K $365K real
Net gain on $156K upfront: $441K
Range: $597K → $597K
Wealth = home value (appreciated at 3%/yr) − remaining mortgage − 6% selling cost. Gain = wealth − upfront. Leveraged appreciation on full $680K asset comes from the 20% down.
RENT + INVEST
Median ending portfolio $1.81M $1.33M real
Net gain on $673K contributed: $1.13M
Range: $853K → $4.50M
Same upfront cash + each year's (own − rent) surplus invested in S&P 500 at actual annual returns. Median renter contributed $673K total.
Median wealth delta: $1.21M in favor of RENT + INVEST
What if you'd started in a recent year? (most-recent 15yr window: 2011–2025)
WindowBuy wealthBuy gainRent wealthRent gainWealth delta
2011–2025$597K$441K$2.61M$1.94M$2.01M rent
2010–2024$597K$441K$2.66M$1.99M$2.07M rent
2009–2023$597K$441K$2.53M$1.86M$1.93M rent
2008–2022$597K$441K$1.85M$1.17M$1.25M rent
2007–2021$597K$441K$2.40M$1.73M$1.80M rent
2006–2020$597K$441K$2.05M$1.37M$1.45M rent
2005–2019$597K$441K$1.84M$1.17M$1.25M rent
2004–2018$597K$441K$1.52M$845K$921K rent

Educational tool, not investment or real-estate advice. Past performance does not guarantee future results. Backtests use actual annual total returns including dividends from S&P 500 (Damodaran (NYU Stern) annual total return (with dividends), 1957-present.).

Buyer model: 30-yr fixed mortgage, P&I + property tax + insurance + maintenance (1% of value/yr) + HOA. Selling cost = 6%. Investor model: down payment + annual cashflow surplus invested in the chosen index at that calendar year's actual return.

Tax model: pre-tax comparison. Toggle "after-tax mode" to apply MID, SALT, LTCG, and the Sec 121 capital-gains exclusion.

This calculator does not adjust for: PMI (assumed 20%+ down), differential transaction costs by state, lifestyle factors (commute, schools, kids), illiquidity / forced-sale risk, or insurance availability constraints (e.g., FL/CA wildfire). Consult a fiduciary advisor and tax professional before acting on any of this.

Cost-of-living escalation — Wisconsin (7 categories)

7-yr trajectories · state-grain (no city-grain data published)
Electricity (residential) latest 2025 · ¢/kWh
16.16¢
+2.7% YoY +29.2% since 2019
19
20
21
22
23
24
25
~$145/mo at 900 kWh
🔥
Natural gas (residential) latest 2025 · $/mo
$97
+2.9% YoY +35.0% since 2019
19
20
21
22
23
24
25
monthly bill at typical 60 therms
🛒
Groceries (food at home) latest 2025 · $/mo
$589
+2.5% YoY +33.6% since 2019
19
20
21
22
23
24
25
BLS CPI food-at-home, RPP-adjusted
🏠
Homeowners insurance latest 2025 · $/yr
$1,615
+7.5% YoY +72.1% since 2019
19
20
21
22
23
24
25
NAIC HO-3 statewide avg
🏥
Health insurance (family contribution) latest 2025 · $/yr
$6,375
+5.2% YoY +30.7% since 2019
19
20
21
22
23
24
25
KFF family worker share
🚗
Auto insurance latest 2025 · $/yr
$1,550
+6.7% YoY +64.1% since 2019
19
20
21
22
23
24
25
state avg full-coverage
👶
Childcare (infant, center) latest 2025 · $/yr
$14,258
+5.0% YoY +27.1% since 2019
19
20
21
22
23
24
25
Child Care Aware annual report

Trajectories anchor each state's most recent published value to the corresponding national YoY pattern (electricity → EIA, natural gas → EIA, groceries → BLS CPI food-at-home, homeowners insurance → NAIC, healthcare → KFF Employer Health Benefits, auto insurance → BLS CPI motor vehicle insurance, childcare → Child Care Aware "Price of Care"). City-grain data is not published for any of these categories — Chenequa inherits Wisconsin's state-level series. Per-household costs vary by provider, plan, household size, and usage.

Who lives here

Census ACS 5-year (place-level)
Population
817
Median Household Income
$250,001
2.7× home price
Owner-Occupied
90.9%
Vacancy Rate
21.2%

30.4% of housing was built before 1950 — older stock often means smaller bedrooms, deferred maintenance, and 1-bath layouts.

Market Pressure Signals

Derived from Redfin trend
Inventory vs. Long-Term Avg
+10.3%
surplus — buyer leverage
DOM vs. 24-Mo Avg
+421.2%
currently 468 days
Long-Term Avg Inventory
2
Long-Term Avg DOM
90 days

Value / Rent

state ZORI mean (city rent unavailable from public sources)
Value / Rent
47.4×
overpriced vs rent

City rent data isn't published in Zillow's public CSVs. We use the state-level ZORI mean as the rent reference. The state-level rent is a useful approximation for big metros within a state but can mislead in extreme outlier cities.

Trends

Up to 5 years of monthly data

Median Sale Price

Trailing 12 months

Active Inventory

Trailing 12 months

Days on Market

Trailing 12 months

State-level data: Wisconsin statewide stats →

Verify any number on this page: data sources, formulas, and cross-references →