North Carolina Housing Market
Buyer-Friendly (Score: 74/100)Median Sale Price
$381,900
+0.4% YoY
Active Inventory
47,960
Days on Market
77 days
Price Drops
26.8%
Demographics & Economics
Source: U.S. Census ACSPopulation
10,584,340
Median Household Income
$69,904
Census Median Home Value
$259,400
Homeownership Rate
66.4%
Vacancy Rate
13.1%
Price-to-Income Ratio
5.5x
Affordability: The median home in North Carolina costs 5.5x the median household income.
This is above the historically affordable threshold of 3-4x income, suggesting stretched affordability.
Cost of Living & Safety
Sources: HUD, BEA, FBI UCRCost of Living Index
94.326
5.7% below national avg
Cost context: North Carolina has a Regional Price Parity of 94.326 (national average = 100).
Living costs are meaningfully below the national average, making take-home pay stretch further here.
Environment & Risk
Sources: EPA, FEMA NRI, FEMA NFIPOverall Risk Rating
Relatively Moderate
EAL Score
91.1
expected annual loss index
Expected Annual Loss
$4,429,515,350
from natural hazards
earthquake
hurricane
tornado
flooding
coastal Flooding
wildfire
heat Wave
cold Wave
drought
hail
winter Weather
strong Wind
lightning
Water Violations
501
total SDWIS violations
Flood Insurance Policies
2,157,959
active NFIP policies
Flood Claims Filed
109,530
historical NFIP claims
Water quality note: EPA SDWIS tracks regulatory violations for public water systems. For the most current and detailed tap water quality in your area with stricter health-based guidelines, visit the EWG Tap Water Database.
Price Trend
Inventory Trend
74
Buyer-Friendly
0 50 100
North Carolina Market Score: 74/100
This score reflects how buyer- or seller-friendly the North Carolina market is right now, based on days on market, price cuts, sale-to-list ratio, inventory levels, and year-over-year price movement.
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