Florida Housing Market
Buyer-Friendly (Score: 70/100)Median Sale Price
$417,100
-1.2% YoY
Active Inventory
162,555
Days on Market
77 days
Price Drops
31.4%
Demographics & Economics
Source: U.S. Census ACSPopulation
21,928,881
Median Household Income
$71,711
Census Median Home Value
$325,000
Homeownership Rate
67.3%
Vacancy Rate
15.2%
Price-to-Income Ratio
5.8x
Affordability: The median home in Florida costs 5.8x the median household income.
This is above the historically affordable threshold of 3-4x income, suggesting stretched affordability.
Cost of Living & Safety
Sources: HUD, BEA, FBI UCRCost of Living Index
103.414
3.4% above national avg
Cost context: Florida has a Regional Price Parity of 103.414 (national average = 100).
Costs are near the national average.
Environment & Risk
Sources: EPA, FEMA NRI, FEMA NFIPOverall Risk Rating
Relatively High
EAL Score
96.4
expected annual loss index
Expected Annual Loss
$8,785,878,974
from natural hazards
earthquake
hurricane
tornado
flooding
coastal Flooding
wildfire
heat Wave
cold Wave
drought
hail
winter Weather
strong Wind
lightning
Water Violations
501
total SDWIS violations
Flood Insurance Policies
21,910,134
active NFIP policies
Flood Claims Filed
448,381
historical NFIP claims
Water quality note: EPA SDWIS tracks regulatory violations for public water systems. For the most current and detailed tap water quality in your area with stricter health-based guidelines, visit the EWG Tap Water Database.
Price Trend
Inventory Trend
70
Buyer-Friendly
0 50 100
Florida Market Score: 70/100
This score reflects how buyer- or seller-friendly the Florida market is right now, based on days on market, price cuts, sale-to-list ratio, inventory levels, and year-over-year price movement.
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