California Housing Market
Neutral (Score: 55/100)Median Sale Price
$855,300
+0.2% YoY
Active Inventory
69,875
Days on Market
37 days
Price Drops
25.0%
Demographics & Economics
Source: U.S. Census ACSPopulation
39,242,785
Median Household Income
$96,334
Census Median Home Value
$695,400
Homeownership Rate
55.8%
Vacancy Rate
7.5%
Price-to-Income Ratio
8.9x
Affordability: The median home in California costs 8.9x the median household income.
This is above the historically affordable threshold of 3-4x income, suggesting stretched affordability.
Cost of Living & Safety
Sources: HUD, BEA, FBI UCRCost of Living Index
110.72
10.7% above national avg
Cost context: California has a Regional Price Parity of 110.72 (national average = 100).
Higher cost of living means incomes need to be proportionally higher to maintain purchasing power.
Environment & Risk
Sources: EPA, FEMA NRI, FEMA NFIPOverall Risk Rating
Very High
EAL Score
100.0
expected annual loss index
Expected Annual Loss
$30,194,921,299
from natural hazards
earthquake
hurricane
tornado
flooding
coastal Flooding
wildfire
heat Wave
cold Wave
drought
hail
winter Weather
strong Wind
lightning
Water Violations
501
total SDWIS violations
Flood Insurance Policies
3,903,204
active NFIP policies
Flood Claims Filed
53,542
historical NFIP claims
Water quality note: EPA SDWIS tracks regulatory violations for public water systems. For the most current and detailed tap water quality in your area with stricter health-based guidelines, visit the EWG Tap Water Database.
Price Trend
Inventory Trend
55
Neutral
0 50 100
California Market Score: 55/100
This score reflects how buyer- or seller-friendly the California market is right now, based on days on market, price cuts, sale-to-list ratio, inventory levels, and year-over-year price movement.
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